Terms & Conditions

Welcome to InsuraNova Services LLC (“InsuraNova,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of this website.

1. Website Use

This website is provided for general informational and marketing purposes only. By using this website, you agree to use it lawfully and in accordance with all applicable federal, state, and local laws and regulations.

You agree not to:

• Use this website for any unlawful, fraudulent, or unauthorized purpose.
• Attempt to gain unauthorized access to any part of the website, servers, databases, or related systems.
• Copy, reproduce, distribute, modify, publish, or commercially exploit any website content without prior written permission from InsuraNova Services LLC.

2. No Insurance Contract

Use of this website does not create an insurance policy, insurance contract, insurance binder, client relationship, or guarantee of insurance coverage. Any insurance products or services are offered solely by licensed insurance professionals and insurance carriers, subject to underwriting approval, carrier requirements, and the issuance of official policy documents.

3. Marketing & Referral Services

InsuraNova Services LLC is an Insurance Marketing & Lead Generation Company. We provide marketing, lead generation, and consumer referral services designed to connect individuals and businesses with licensed insurance professionals and insurance providers.

InsuraNova Services LLC does not sell insurance policies, provide insurance advice, act as an insurance agency or broker, perform underwriting, determine eligibility, establish premium rates, or process insurance claims. All insurance-related services, recommendations, underwriting decisions, policy issuance, and claims determinations are handled exclusively by licensed insurance professionals and insurance carriers.

4. Information Accuracy

While we strive to keep the information on this website accurate and up to date, InsuraNova Services LLC does not guarantee the completeness, accuracy, reliability, or availability of any information presented. Insurance products, services, carrier participation, and eligibility requirements may change without notice.

5. Intellectual Property

All content on this website, including text, graphics, logos, branding, images, layouts, and design elements, is the property of InsuraNova Services LLC unless otherwise stated. Unauthorized copying, reproduction, distribution, modification, or commercial use of any content is strictly prohibited without prior written consent.

6. Limitation of Liability

InsuraNova Services LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from the use of, or inability to use, this website or any information contained herein.

7. Third-Party Websites

This website may contain links to third-party websites for informational or convenience purposes. InsuraNova Services LLC does not control, endorse, or accept responsibility for the content, privacy practices, security, or availability of any third-party websites.

8. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the United States and the applicable laws of the relevant state, without regard to conflict of law principles.

9. Changes to These Terms

InsuraNova Services LLC reserves the right to modify or update these Terms & Conditions at any time without prior notice. Continued use of this website after changes have been posted constitutes your acceptance of the revised Terms & Conditions.